Asset and Liability Management (ALM)

MDU Capital’s Asset and Liability Management capability aligns closely with our Vision of capital protection and our Mission to deliver disciplined, insight-driven financial solutions. Our ALM framework integrates cash flow modelling, interest rate risk assessment, duration analysis, and macroeconomic scenario testing to align portfolios with long-term obligations and liquidity needs. We apply advanced analytical tools and stress-testing frameworks to manage funding risks, optimize duration positioning, and ensure resilience under diverse economic conditions. By balancing return objectives with liability constraints, we support institutional clients in preserving capital and achieving sustainable performance. This disciplined ALM approach ensures that assets are managed in harmony with obligations, reflecting our heritage of research-led precision and strategic risk management in long-term wealth creation.